$4.4M Bridge Loan in Homestead, FL | Sky 18 Capital
Aerial view of the 8.33-acre Homestead Grove subject property with development renderings — townhomes, community amenities, and location between SW 264th St / Bauer Dr and S Dixie Hwy / US-1
Location Homestead, FL
Property Type Development Site
Project Scope Workforce Housing
Status Closing Sept 2026

By the Numbers

Loan Amount $4,400,000 Bridge financing for the acquisition of an 8.33-acre development site planned for workforce housing, backed by $4M developer equity and an estimated $10M+ land value.
Loan Type Bridge Loan
Loan Term 24 Months
Investor Interest Rate 10%
Loan-to-Cost (LTC) 55%
Purchase / Project Cost $8,092,500
Developer Equity $4,000,000
Property Size 8.33 Acres
Property Type Development Site

Project Highlights

  • Location: 15101 SW 268th St, Homestead, FL 33032
  • Property type: Development site
  • Deal type: Land Acquisition / Development Financing
  • Property size: 8.33 acres
  • Project status: Planned workforce housing development
  • Borrower profile: BlueNest Development, an experienced South Florida real estate developer
  • Loan purpose: Acquisition of the land parcel
  • Exit strategy: Construction loan
  • Property value or appraisal value: $10,000,000+ land value
  • Closing date: September 2026

Deal Overview

The borrower needed a $4,400,000 bridge loan to support the acquisition of an 8.33-acre land parcel in Homestead, Florida.

The property is planned for a workforce housing development focused on creating additional housing opportunities in the area. The purchase price is $8,092,500, with $4,000,000 contributed as developer equity.

The deal is supported by a strong equity position and an estimated land value of more than $10,000,000.

Just Closed — $4.4M bridge loan for an 8.33-acre workforce housing development in Homestead, FL, with 8.33 acres, $4.4M loan amount, $4M developer equity and 55% LTC
Just closed — $4.4M bridge loan for the 8.33-acre workforce housing site in Homestead, FL.

The Challenge

This deal required a flexible bridge lending structure to support the land acquisition before the next stage of development.

The borrower needed financing that could provide a path toward the future construction phase while maintaining a strong equity position.

Sky 18 Capital's Solution

Sky 18 Capital reviewed the opportunity as a 24-month bridge loan. The structure was supported by a 55% loan-to-cost position, significant developer equity, strong land value, and a defined exit strategy through a construction loan.

Investment Thesis

This deal shows several strong lending factors:

  • $4,400,000 bridge loan opportunity
  • Land acquisition and development financing
  • 8.33-acre development site
  • 55% loan-to-cost position
  • $4,000,000 developer equity contribution
  • $10,000,000+ land value
  • Experienced South Florida developer
  • Planned workforce housing development
  • Clear exit strategy through a construction loan

The Result

The bridge loan structure gave the borrower a financing path for the land acquisition while preparing for the future construction phase.

This case highlights Sky 18 Capital's ability to review private lending opportunities backed by strong collateral, developer equity, and practical exit strategies.

Homestead Grove — workforce housing development concept showing townhomes, community amenities, current site, and location map at 15101 SW 268th St, Homestead, FL 33032
Homestead Grove — planned workforce housing concept: modern townhomes, community amenities, and a connected South Florida location.

Note: This case study is shared for illustrative purposes. Each project is reviewed on its own merits and final terms always depend on the property, borrower profile, documentation, market conditions and underwriting review.

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