“Sky 18 Capital reviewed our deal quickly and gave us clear terms from the start. Their communication made the entire lending process feel simple and organized.”
Program 02 — Bridge Loans
Bridge Loans for
Bridge Loans for
Real Estate Investors
A bridge loan from Sky 18 Capital is short-term capital used to support an investor's transition from one stage of a real estate deal to another. Designed for non-owner-occupied investment properties, it's the right tool when timing matters more than a 30-year amortization.
What a bridge loan
can help fund
Sky 18 Capital's bridge program is built for real estate investors. The following scenarios are commonly reviewed for this product:
Investment Property Purchase
Acquire a non-owner-occupied investment property when traditional financing isn't aligned with the timeline.
Existing Loan Refinance
Refinance an existing loan on an investment property to restructure or buy time before a long-term financing solution.
Cash-Out From Property Equity
Access cash out from the equity in an investment property to deploy capital toward the next deal.
Short-Term Property Transition
Cover a transition period — between listing and sale, or before a long-term loan or refinance is in place.
Bridge loan
rates and terms
The figures below are published guidelines. Final terms always depend on the property, borrower profile, documentation, market conditions and underwriting review.
| Term | Detail |
|---|---|
| Rate | 8.99% – 11.99% |
| Loan amount | $2M – $10M |
| Property Types | SFR, 1–4 units, condos, townhomes, commercial properties, land |
| LTV / LTC | 65% – 75% LTV |
| Term | 6 – 24 months |
| Payments | Interest-only |
| Interest Type | Non-Dutch |
| Min FICO | 600+ |
| Occupancy | Non-owner-occupied |
| Service Area | Nationwide |
Note: Published rates, terms and guidelines are subject to review and are not guaranteed. Sky 18 Capital lends to non-owner-occupied investment properties only.
Why investors choose Sky 18
capital for bridge loans
01
Built for Investment Property Transitions
Loans structured around investor scenarios — purchases, refinances, cash-out and short-term transitions on eligible investment properties.
02
Exit Strategy Review
Bridge financing only works if the exit works. Sky 18 reviews the exit strategy as part of the scenario.
03
Builder & Investor Scenario Review
Each scenario is reviewed based on the property, borrower profile and loan structure rather than a generic checklist.
04
Property-Focused Lending Review
The collateral, structure and exit are reviewed together — the same way an investor evaluates the deal.
Client Feedback
What clients say
What clients say
about working with Sky 18
“We had a time-sensitive investment property and needed a lender who could move fast. Sky 18 helped us stay on schedule and close with confidence.”
“As a referral partner, I appreciate lenders who are responsive and direct. Sky 18 Capital takes the time to understand the deal and keeps everyone informed.”
“The team was professional, transparent and supportive from the first call through closing. We always knew what was needed and what came next.”
How the bridge loan
process works
-
1
Submit the Scenario
Share property details, loan purpose and timing.
-
2
Initial Review
We review the scenario, property and borrower profile.
-
3
Discuss Possible Terms
If aligned, possible structure and terms are discussed.
-
4
Provide Documents
Submit supporting documents for underwriting review.
-
5
Move Toward Closing
Final approval and funding once requirements are complete.
Bridge loan
requirements
A practical list of items reviewed for a bridge scenario at Sky 18 Capital. Having these ready helps move the conversation forward.
Property Details
Address, type and condition of the investment property.
Loan Purpose
Purchase, refinance, cash-out or transition.
Purchase or Payoff Info
Purchase price or current payoff on existing loan.
Borrower or Entity Details
Personal or entity profile and credit authorization.
Timeline & Loan Amount
Requested loan amount and target closing timeline.
Exit Strategy
How the bridge loan will be paid off — sale or refinance.
Insurance & Closing Details
Property insurance, title and settlement contact information.
FAQs
Frequently asked
Frequently asked
questions
Answers about Sky 18 Capital's bridge lending program.
Sky 18 Capital reviews bridge scenarios for non-owner-occupied investment properties — including purchases, refinances, cash-out and short-term transitions between deals.
Bridge financing is short-term capital used to move from one stage of a real estate deal to the next — acquiring a property, refinancing, accessing equity or covering a transition until a longer-term loan or sale closes.
Bridge loans are typically used when timing matters more than a long-term amortization — for example, when traditional lending is too slow, when a quick close is required, or when the borrower needs short-term capital before a more permanent financing solution is in place.
SFR, 1–4 units, condos, townhomes, commercial properties and land are listed as property types reviewed under this program.
A bridge loan is short-term, interest-only capital designed around the property and exit strategy. It is structured for investment-property scenarios rather than long-term, owner-occupied financing handled by traditional banks.
Speed depends on the scenario, documentation and underwriting review. The Sky 18 team will share a timeline once the deal is reviewed.
Explore other private
lending programs
Contact Us
For any inquiries,
For any inquiries,
please call or email us
- +1 (305) 705-4434 Call us
- +1 (786) 280-9650 Alternate line
- [email protected] Email us
- 1108 NE 125th St, Unit 202 North Miami, FL 33161, USA